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A nearly forgotten mortgage refinance stimulus program that was passed by President Obama in 2009 has resurfaced. This government sponsored initiative is called HARP, which stands for the ‘Home Affordable Refinance Program’.

The program was originally created to respond to the needs of homeowners suffering during the mortgage crisis. Since the program was launched, millions of Americans have reduce their monthly payments by as much as $4,264 each year. Banks have not been too thilled about the loss in profits and are looking forward to the program expiring, which will be sometime in 2015. With the deadline fast approaching, you should check your eligibility here before the program expires.

Why Banks Are Scrambling…

According to the Federal Housing Finance Agency, HARP is a program with no downside. This refinance program eliminates mortgage payments, reduces what homeowners owe, and lowers interest rates. On top of that, HARP doesn’t add any cost to your mortgage because it’s a totally free government program. Homeowners have used HARP to eliminate up to 15 years of mortgage payments, cut their interest rates in half, or even to just simply lower their monthly payments and save up to $5,000 a year. Banks simply aren’t able to compete with terms like these.

Close to a million homeowners could still benefit today, but sadly, many perceive HARP to be too good to be true. Remember, HARP is a free government program and there’s absolutely NO COST to see if you qualify. See if you qualify online >>

Banks Are Losing Big Time. Here’s Why…

Banks don’t want homeowners to know about HARP because of what this program could do to them. HARP helps homeowners refinance at today’s historically low rates and switch to 15 year fixed rate mortgages. That helps homeowners save up to $190,000, which means homeowners who use HARP could take as much as $190,000 out of banks pockets and put it back into theirs.

How To Get A HARP Loan

To help homeowners find banks that offer HARP refinancing, services such as Rate Marketplace are available. Rate Marketplace is a completely free service that many homeowners love because it helps them easily compare multiple lenders at once. It only takes about three minutes to use their easy online form, and their trusted network of lenders can help you calculate your new house payment and see if you qualify for HARP. Calculate your new house payment and see if you qualify >>

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